Senior Risk Analyst
OP is a financial services group with strong visions for the future. We are constantly hiring new colleagues to OP Financial Group’s central cooperative where even the most ambitious career dreams can come true. We are strategically building a culture that allows you to work with bold, transforming solutions and, as a member of our pioneering team, make a difference in the lives of millions of people in Finland.
Are you creative, experienced in statistical modelling and fascinated by a big data? If yes, we are looking for you, a Senior Risk Analyst, to join our vivid and passionate Risk models unit. Working with us, you will participate in one of the most important programs in the bank. The position is located in Vallila, Helsinki.
About the position
In the heart of banking business is the quality of credit facilities. Hence, measuring and modelling credit risk are essential parts of credit risk management. Working in Risk models unit provides you with the unique opportunity to understand the core of banking and credit risk through mathematical and statistical models. In addition to PD, LGD and EAD models, we develop models and methods for credit risk stress testing.
In OP, we strive for understandable and high standard models developed according to international best practices. We rely on good quality data, deep understanding of business and regulation and common ways of working. Our unit strive for effective communication, efficient decision making, clear audit-trail and good quality documentation. We challenge each other for higher achievements.
What we expect from you
You have a minimum of five years previous work experience on statistical modelling. You can demonstrate good problem solving, analysing and documenting skills. You have experience in bringing projects and tasks to a conclusion. You are familiar with large databases and have proven skills in coding R, Python or SQL. Documenting your work comes naturally to you and you feel comfortable to share your ideas in the beginning stages of a job as well as throughout the project.
You have experience in working with both internal and external stakeholders and you have the patience and proven ability to explain complicated things in an understandable manner. You take responsibility for your work and look for the best possible solution given time and data constraints. Even though you work and prioritise independently, you are also a team player who likes to help others and strives for a common goal. You are prepared to look for answers even if they are not so straightforward to find. You enjoy getting things done while at the same time you are happy to receive feedback to develop your professional career even further.
You have a Master's degree or a PhD on Mathematics, Statistics, Physics, Data Science, Economics or other suitable education with an orientation towards quantitative analysis. You understand and are able to analyse economic dependencies. Your English is fluent.
Previous experience in credit risk modelling and an understanding on the banking regulation are considered an advantage.
What we offer
We offer you permanent position in the leading Finnish credit risk modelling team. The job will provide you an existing mix of challenges, where you can further develop your expertise and knowledge together with our experts. Your responsibilities will grow with your expertise.
You will familiarize yourself with different kind of risk models and their use. You will work as Lead Analyst in a modelling project and share your knowledge and ideas with other members of the project team. You will work closely with stakeholders to understand the phenomena in credit risk, economics and customer behavior. Further, you will get thorough understanding of and possibility to influence on credit risk measurement and modelling in decision making, portfolio monitoring and management.
In our team you will be working with enthusiastic colleagues, share knowledge through chats, recordings and careful documentation, and develop our ways of working further. We aim for better risk models efficiently done.
Our vision is to be the leading financial services group in Finland and the most appealing one for our customers, personnel and partners. To reach this goal, OP Financial Group’s central cooperative has shifted to agile, self-managed practices that give freedom and responsibility to teams, speed up decision-making and guide our work to meet our customers’ needs. We are reducing the number of decision-making levels and management focuses on providing coaching and support for personnel in their work. With this transformation, we aim to improve employee experience, customer experience and operational efficiency.
Our corporate culture and every-day operations are based on our core values: People First, Responsibility and Succeeding Together. These core values have enabled our cooperative success through decades and they will also form the cornerstone of our future corporate culture.
How to apply
Interested? For more information about the position, contact Tuija Rainisto (050 586 4478) or Ella Ruutu (050 420 0998) by phone.
If you’re ready to apply for the position, submit your application via the link below on tuesday 17.9.at the latest and we’ll get in touch with you soon.
We will run background checks for the chosen candidate.
OP is the leading financial services group in Finland and pioneer in the industry’s digital transformation. Owned by our customers, we are the largest financial sector employer in Finland. OP Financial Group employs over 12,000 professionals and provides banking, asset management, wealth management, insurance and healthcare services for our more than four million customers.