Come shake old operating models and create new service concepts and products that will better support our customers’ everyday life.
We have a new Digital Credits department in the Credits and Analysis business area of OP Banking. We are now looking for a Senior Credit Modeler and Credit Modeler for the Credit Modeling and Automation unit in Helsinki.
Senior Credit Modeler and Credit Modeler
Although the basic needs of our customers have not changed, our industry and the way we work are transforming and we need to take customer experience to a new level. Come join our team of top talents in the heart of digitalization and get the chance to learn from our international partners. In your work, you will have a direct impact on the customer experience and the success of our business.
Our unit is in charge of the quality and development of digital credit decision-making in OP Financial Group. Our work includes credit decision-making, modeling, analyzing, as well as tool and reporting development.
As a Credit Modeler, you will execute the substantive development of the credit decision and pricing engine of the mortgage process for customers. You will be part of analyzing and monitoring the performance of the credit policy, decision-making models and related pricing models. The business critical development areas you will be working with are an integral part of realizing our strategy that focuses on renewal and developing customer experience.
Your duties will include designing, developing and implementing cloud-based financing processes as well as creating preconditions for utilizing machine learning in your area. You will implement scalable and secure technology solutions for the financing process as well as coding, testing and documenting the parameters of the credit decision and pricing engine. You will also collect, manage and analyze your own area’s data to support the business and its development.
You want a unique opportunity to create something new, to develop business and to see tangible results from your own work. In your job, you will use advanced analytics and ability to align with stakeholders to balance needs of customers, risk considerations and business growth. You have an ability to combine theory and practice in a way that promotes business. You have good interpersonal skills and you are able to learn new things at a quick pace and to work well under pressure. You are analytical and you have good problem-solving skills, as well as the ability to think logically. Your communication skills are excellent and you have the capability to present complex solutions in a simple manner.
You have experience in developing algorithm-based applications and in using R or equivalent programming skills in statistical analysis. You have the appropriate higher education and excellent English skills. For the Credit Modeler position, experience from finance is an advantage. For the Senior Credit Modeler position, we expect several years of experience from similar tasks and previous experience from finance.
What we offer
We are assembling the resources in our unit that will execute and develop the decision-making of digital finance process in banking. You will have an opportunity be part of the digital transformation within the banking industry as well as develop new solutions and methods. You will have our strong brand and the best talents in the industry to support you. In addition, you will receive comprehensive benefits as well as fun and skilled coworkers.
If you have any questions, Mika Myllykangas, Head of the unit, tel. +35840 762 1593, will be happy to tell you more on 26.1 at 9.00-11.00, 1.2. at 14.00-16.00 and 7.2 at 15.00-17.00. You can also e-mail him at mika.myllykangas(at)op.fi.
If we have convinced you that this is an opportunity you don’t want to miss, you can send your application via the OP Careers website latest by 26.2.2018.
For the chosen applicant, we will check their credit details and have them do a suitability assessment, drug test and a health questionnaire.
OP is the leading financial services group in Finland and a trendsetter of digital change in the industry. We employ over 12,000 financial professionals and we are the country's largest employer in the sector. OP is on its way towards a diversified services company of the future. In addition to providing and developing modern banking, wealth management, insurance and healthcare services, we offer housing-related, mobility and security services and service packages to our over four million customers.